29.49% ! Though, I have never been affected by this rate being fortunate enough to pay the balance each month, I was embarrassed and concerned. Did AMEX think that I was high risk? Clearly, I am not a preferred customer.
Within a 30 second phone call, I asked the representative if she would check if I qualify for a better rate. A quick discussion of my concern led to a 'no fuss,' immediate reduction to 15.4% on my business account. I figure that if I ever do need to lean on this credit privilege, it is better to ask for the break while I am clearly in good standing, than when I am in that desperate moment when debt is piling up.
Good luck!
Within a 30 second phone call, I asked the representative if she would check if I qualify for a better rate. A quick discussion of my concern led to a 'no fuss,' immediate reduction to 15.4% on my business account. I figure that if I ever do need to lean on this credit privilege, it is better to ask for the break while I am clearly in good standing, than when I am in that desperate moment when debt is piling up.
Good luck!
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